N&C’s view, RM’s problems
This sector is not very eligible for the RM but we know how to adapt to it to bring out its great wealth. The challenge here is to value the stock of receivables by estimating the collection potential and scoring each batch of receivables. This scoring is a two-way process: the type of debt on the one hand, and the debtor’s profile on the other. All the levers to be addressed allow, on a given history, to prioritize the receivables to optimize the use of resources (Yield) and improve the collection rate.
The missions carried out
- Opportunity study, to model the problem
- Identification of explanatory variables for a good recovery
- Realization of a forecasting model with Log It (0 or 1) coupled with a regression model to score
the receivables to be collected, with a margin of error significantly improved compared to
previous methods - Prototype tool to internalize it at the client’s
INDICES E.M.D.P by N&c
Indice
of Eligibility
of Eligibility
INDICE
OF MATURITY
OF MATURITY
INDICE
OF DEPLOYMENT
OF DEPLOYMENT
Indice
of Potential
of Potential
Some nice RM and Pricing levers were tested by some players. The potential, even if quite low, can be an additional lever in the search for receivables with the highest collection potential.